We have the expertise and experience to help you build a design a captive insurance program that fits your needs.One distinct type of alternative risk financing is the captive.
Why Consider a Captive
Companies utilize captives for a variety of reasons, but most often, captives are formed to improve cost and gain greater control of their overall corporate risk.
Determining If a Captive is Right for You
Captives are not for everyone. We will help you determine if forming a captive is the right risk tool for you and your company. An ideal candidate will typically share these characteristics:
- High risk tolerance
- Low loss ratio
- Generates profit
- Tax payer
- Strong cash flow
- Long-term time horizon to meet objectives
- Stable earnings and cash flow year over year
- Significant insurance spend
Maximizing Your Captive as it Evolves over Time
In addition selecting a captive structure that offers maximized benefits, we continue to perform a periodic review of captive operations to ensure the captive is being utilized to its fullest potential.
Want to Learn More?
Let’s talk about your business. Get in touch and our expert support team will answer all your questions.